Say you hadn't been reading the newspapers for the past couple of months, and you'd only been getting your news from a handful of guys who mostly just wanted to keep you happy. Like you were Tom Cruise, or something. Except you were even more out of touch. Like, you were living in a hole. Underground. And suddenly you found out that your real-estate investments, your main source of equity, had been incinerated by a skyrocketing adjustable mortgage, and your bank didn't have the liquidity to lend you any more money. Yeah, that's, um, the premise of this YouTube video. With apologies to Der Untergang.