Adam: Hi, Frank. Over the past few days, as the stock market has gone berserk, analysts — while acknowledging the obvious triggers — described the plunge as a “panic.” (As for the end-of-day surge, what’s the opposite of panic? Irrational exuberance?) You’re not an economist, so I’m not going to ask you to explain this in economic terms. But let’s talk about panic. I’m wondering how you react to these kind of massive fluctuations personally. Do you freak out when the market tumbles — or are you able to view the upheaval through a more dispassionate lens?