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Nailing Your New York Number

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What’s Your Number?
To find out, take our mix-and-match lifestyle quiz: Choose what you need from each column, and tally up your score. Or, try our online calculator.
By Janelle Nanos

A. Choose carefully. But only what you need.
1) To fill your blissfully empty days, you:
Pedal your Schwinn three-speed to (+2)
Stoically haul your walker down the stairs of the subway on your way to (+3)
Gas up your aging Toyota Camry for a trip to (+5)
Hail a cab to and from (+6)
Call 777-7777 and have the driver to take you to (+10)
Pick up the vintage Ferrari from the mechanic and zoom on over to (+20)
Let your limo driver know your destination: (+40)

The local flea markets and tag sales. (+2)
The cineplex, to see a movie and have dinner with friends. (+3)
Atlantic City, where you lose a little playing 21 and take in a show. (+5)
Lincoln Center, where you’re a “Friend” of Mostly Mozart. (+6)
Per Se for a fabulous meal. You’re a regular. (+10)
Your member’s-only club to sip single malts with cronies. (+20)
A $5,000-per-plate fund-raiser. (+40)

2) To keep yourself Feeling young, you:
Spend the afternoon doing the crossword puzzle in the park (+2)
Play a doubles match at the senior center (+3)
Brush up on philosophy with Columbia’s Lifelong Learners program (+5)
Take private piano lessons from a Juilliard student (+6)
Hit the gym with Vlad, your personal trainer, twice a week (+10)
Enjoy frequent afternoons of shopping and Bellinis on Madison Avenue (+20)
Bid on the old masters at Sotheby’s (+40)

3) And have the good doctor at:
The emergency room help with that meddling splinter. (+2)
The Medicare-accepted clinic explain your prescription-drug benefit. (+3)
Your HMO oversee your hip replacement. (+5)
Your hospital sign you up for a clinical trial of a new arthritis drug. (+6)
The 24-hour premium health-care service you subscribe to make a house call. (+10)
The Mayo Clinic rearrange his schedule to fit in a visit. (+20)
Lenox Hill oversee the heart-friendly diet provided by your live-in nurse and cook. (+40)

4) Once a year, you indulge your lifelong love of travel by:
Packing up the car with camping equipment and driving to (+2)
Boarding a cruise ship and steaming through ports of call in and around (+3)
Catching a cheap flight to (+5)
Jetting business class to (+6)
Flying first class on the new Airbus superjumbo to (+10)
Buying plane tickets for the kids and grandkids for two weeks in (+20)
Calling up Net Jets and arranging your own private nonstop direct to (+40)

The nation’s newest national park! (+2)
Baja, Mexico. (+3)
Your time-share in San Diego. (+5)
Buenos Aires, to take advantage of the fabulous food and shopping. (+6)
Europe, to do a grand tour. (+10)
A fabulous villa on the Amalfi coast, complete with a staff of three. (+20)
Four-star hotels on every continent (except Antarctica). (+40)

5) You give generously:
To the bell-ringing Santa every Christmas (+2)
In election years to the D.A., the state attorney general, and the DNC (+3)
To your church, every time the collection plate is passed around (+5)
To your grandkids’ Yale fund (+6)
To the local preservation society because you are on the board of directors (+10)
To cancer charities, because you want your name on the side of a building (+20)
To your own personal foundation because you don’t see why Bill and Melinda Gates should get all the attention (+40)

6) And splurge on:
Gasoline. (+2)
Yoga class three times a week. (+3)
Golf. (+5)
Etchings and first editions. (+6)
New couture every season. (+10)
Helicopter rides to and from your weekend place. (+20)
Plastic surgery and experimental anti-aging therapies. (+40)

B. Convert your score to your Number. Brace yourself.
Your Score
0–20
21–32
33–44
45–56
57–120
121–240
241–320

Your Yearly Expenses
$40k
$60k
$100k
$120k
$200k
$400k
$800K

Your Number (not including home equity)
$1m
$1.5m
$2.5m
$3m
$5m
$10m
$20m


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