You couldn't be more chic. Of course you preordered the super-svelte 3Com Palm V personal organizer, so the minute they came off the assembly line you were the first in your co-op to have one. So why not be among the first to put some real horsepower into your Palm by downloading some totally cool killer apps like a New York City subway map, or a restaurant and bar guide, or a Manhattan cross-street finder? All of these "shareware" applications, and many more, can be found at www.palmcentral.com, the "personal favorite" of Rachel Luxemburg, co-founder of the New York Palm Pilot User Group, who has performed the noble duty of helping people who have aspirations beyond just flashing their Palm V's at Patroon. "There's so much you can do with your Palm Pilot," notes Luxemburg, "and PalmCentral has the most comprehensive selection."