(Photo: Courtesy of the brokers)

This seller clearly couldn’t live without a dose of beach culture. Why else would you opt for a three-bedroom loft in Dumbo with its own cabana on the roof? Equipped with Wi-Fi and water lines, it’s appraised at $200,000—more than 10 percent of the apartment’s total worth—and has been used for lots of entertaining during the warm months. But if you just can’t wait that long to get a respite from the cold, a real house on the beach is, it’s fair to say, quite the trade-off. This five-bedroom on Florida’s Emerald Coast overlooks the Gulf of Mexico and comes with a drive-in slip big enough to fit two boats.

70 WASHINGTON STREET, DUMBO
The Facts: A three-bedroom, 1,700-square-foot loft.
Asking Price: $1.58 million.
Charges and Taxes: $557 per month.
Agent: Susan Singer, the Corcoran Group.

617 GULF SHORE DRIVE, DESTIN, FLORIDA
The Facts: A five-bedroom, three-bath house with a drive-in two-boat slip.
Asking Price: $1.5 million.
Annual Fees and Taxes: $8,162.
Agent: Juanita Taylor, Keller Williams Realty.

Related:

• Archive: “Real Estate”
• Articles by S.Jhoanna Robledo
• Table of Contents: Jan 4, 2010 issue of New York | Subscribe!