But others are more optimistic about the Obama administration's plan to clean up the banking system.
The markets and analysts would have preferred some more specifics this morning.
Has Obama been tainted by Daschle, Killefer, and Geithner?
Or, um, employed a housekeeper illegally?
Tim Geithner, the president-elect's Treasury nominee, just made an honest personal-finance mistake.
He doesn't think the FDIC chairman is a 'team player,' according to reports.
A thriving middle class, the president-elect said, will be key to his economic recovery plan.
He may keep the Bush tax cuts until 2010, he'll probably expand his recovery plan, and he wants it all on day one.
Should past controversies matter in picking a Treasury Secretary?