Best Bet: Hit the Slopes

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Photo: Courtesy of Topshop

Buying snow gear can become one expensive habit. After the gloves, hats, thermals, and all the other layers you need to pile on for warmth, your budget is already pushed to the brink. And that's without even adding the must-have reliable, durable coat. But choose wisely, and that piece of outerwear won't push you to your breaking point. Topshop's black-and-white patterned ski coat is the perfect example. Not only is it comfy and warm, it's also priced to buy at $170. And with a fleece-lined hood, belted middle, and buttons to cover your neck, you'll be able to stay toasty, look chic, and still muster up a few more dollars for a few more winter necessities. Like hot chocolate.

$170 at Topshop, 478 Broadway, at Broome St. (212-966-9555).