Best Bet: Pour la Victoire Marcelle Bag

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If an investment bag isn't in this year's budget, but you're desperately in need of a new purse, consider this color-blocked version by Pour la Victoire. The black and white panels set it apart from standard cross-body bags, while two zippered compartments offer ample room to stash all of your essentials. Play up either the black or the white by pairing the purse with similarly hued pieces, or wear it as a neutral to offset colorful resortwear.

Pour la Victoire Marcelle cross body bag, $195 at Shopbop.