A Tote You Can Transform Into a Cross-Body

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Photo: Courtesy of JCrew

J.Crew's two-tone bag is basically a two-in-one: It can be worn as a hefty tote, or folded over into a small cross-body. Wear it by the handle to store your papers and notebooks for work, then double it over for an evening out. If anything, it will help you pare down your collection of bags — and kill two birds with one stone.

Colby Cross-Body Bag in Mixed Leather, $278 at J.Crew.